3 Month Payday Loans Online

3 Month Payday Loans Online

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Loans Compare

Lender
Details
LoanSolo
LoanSolo
9 / 10
lender.amount
$3000
APR
1.39-3.4%
lender.term
1-3 years
Pros
  • Ease of use.
  • Simple application process.
  • Large number of trustworthy lenders.
  • No fees.
  • Flexible loan terms.
  • High security.
Cons
    Not available in some state.
    Small maximum amount to borrow.
    No pre-qualification.
LoansAngel
LoansAngel
9 / 10
lender.amount
$2000
APR
4.99-20.49%
lender.term
2-4 years
Pros
  • Long-lasting presence online.
  • Good standing.
  • Customized offers based on applicants' individual needs.
  • A convenient website with easy registration.
Cons
    Not a direct lender.
    LoansAngel hides the WHOis information.
    The FAQ section could be more extensive.
Indylend
Indylend
10 / 10
lender.amount
$3000
APR
4.99-19.63%
lender.term
2-6 years
Pros
  • Free to use.
  • Website's good quality and intuitive navigation.
  • Updated SSL encryption.
  • They don't check financial health.
  • Flexible conditions for different borrowers.
Cons
    Sometimes, customers have to wait for money for up to two days.
    Text messaging spam.
Greenlight Cash
Greenlight Cash
10 / 10
lender.amount
$3000
APR
4.37-24.99%
lender.term
1-2 years
Pros
  • Accepts first-time credit applicants.
  • Loans can be funded one business day after the borrower agrees with a loan offer.
  • Credit card consolidation loans provide direct payment to creditors.
  • Borrowers can select and adjust their payment date.
Cons
    An origination fee may be charged.
    Borrowers can only select between two repayment terms.
    There is no debt management mobile app.
Funds Joy
Funds Joy
9 / 10
lender.amount
$500
APR
4.99-19.99%
lender.term
2-4 years
Pros
  • One-stop solution for finding all lenders.
  • Easy 10-minute process.
  • Fast transfers.
  • Easy to navigate for new users.
Cons
    Not a direct lender.
    In case of late payments, Funds Joy will report a lower credit score to the credit agency.
    A borrower must earn at least $800 per month to be eligible for a loan.
Extralend
Extralend
10 / 10
lender.amount
$1000
APR
4.99-29.99%
lender.term
2-5 years
Pros
  • No additional fees.
  • Rates are competitive among available internet loan lenders.
  • Provides a 0.5 percentage point rate reduction for setting up autopay.
  • Satisfaction-guarantee service.
Cons
    There is no pre-qualification option on its website.
    Some lenders may ask for several years of credit history.
    ExtraLend isn't the direct lender, which makes the process lengthy.
Payoff
Payoff
6 / 10
lender.amount
$250
APR
5.99-24.99%
lender.term
2-5 years
Pros
Cons
Best Egg
Best Egg
7 / 10
lender.amount
$1000
APR
5.99-29.99%
lender.term
1-5 years
Pros
Cons
Upstart
Upstart
8 / 10
lender.amount
$1000
APR
4.37-35.99%
lender.term
3-5 years
Pros
Cons
SoFi
SoFi
6 / 10
lender.amount
$200
APR
4.99-19.63%
lender.term
2-7 years
Pros
  • The Company provides commission-free American stock and EFT trading without inactivity and withdrawal fees.
  • The process of creating an account is seamless, digital, and quick.
  • The support center offers relevant and helpful answers.
Cons
    The Company is only available to American residents.
    There are limited products.
    The research tools are not advanced.
LightStream
LightStream
6 / 10
lender.amount
$1500
APR
4.49-20.49%
lender.term
5-10 years
Pros
Cons
Wells Fargo Personal Loan
Wells Fargo Personal Loan
7 / 10
lender.amount
$500
APR
5.74-19.99%
lender.term
2-8 years
Pros
Cons
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here's how we make money.

What is Empire Finance?

5987
processed loans
4800
happy customers
7000
testimonials
94%
instant approval

How to Get 3 Month Payday Loans?

Unexpected expenditures may arise at the most inopportune moment. Fortunately, there are no hopeless situations - you can apply for a payday credit on the card. 3 month payday loans are very popular among the clients because they are easy to get and repay. There are several ways to get 3 month payday loans: banks and online credit agencies. Online lending institutions are the best way to get funds easily and quickly. The most important thing is to choose a credible organization that proffers lendings on favorable terms.

Payday loans are small credits issued for a short period (up to 30 days, as a rule). However, 3 month payday loans and lendings issued for an even longer period are also available to the borrowers. Such lendings are in demand among people who, for one reason or another, lack a certain amount of money. Everyone can face unexpected expenses. To cover them, a person applies for a credit.

There are several methods to take payday 3 month loans. The first one is to apply to the nearest bank department and try to get a lending there. Pay attention that to get a lending from a bank, your credit history must be perfect. Besides, the procedure of the loan application and acceptance is somewhat tedious. Banks have rather strict requirements for the lending obtaining. But what to do if your credit history is bad or you need money urgently? There is a way out. You can apply to a credit institution and get a loan from it. Besides, you do not need to go anywhere because all the procedures can be performed online. Just use your computer or laptop to register on the site of the lending company and apply for 3 month payday loans online. Besides, online lending organizations have simple requirements for the credit obtaining. The loans are issued even to borrowers with a bad credit record. Besides, the procedure of the loan request confirmation is fast and simple. Of course, you need to pay high interests for 3 month payday loans from credit agencies online. However, they are the best way to get money fast and with no credit history check.

3 Month Payday Loans with No Credit Check

You can't take 3 month payday loans from the banks if your credit history is bad. However, do not be upset. There is still the possibility to get a lending even if your credit history is bad. To do this, you need to apply to a credit institution online. Online credit companies set a minimal set of requirements for borrowers, issuing 3 month payday loans no credit check. They don't care about your previous credit experience. But what is really important for them is your creditworthiness and capability to cover your current loan in time. That is why you will have to provide copies of documents confirming your solvency.

What Do You Need to Get a 3 month Payday Loan?

As soon as you choose a credit company to take a lending from, skip to its official site to see what requirements you should meet to get 3 month payday loans bad credit. As a rule, you should:

  • Be of legal age. This means that people who are less than 18 can’t apply for the loan obtaining. You should provide the appropriate documents to confirm your age.
  • Only a citizen of the USA can get a payday loan on the card. You must provide the documents confirming your residence.
  • The bank card to which the money will be credited must be issued in the name of the borrower.
  • A borrower must prove their solvency. To do this, you need to provide the scans of the documents confirming that you have a job and a salary of $1000 per month at least. The lender must be sure that you will be able to repay the loan taken from them.
  • A recipient must provide an actual phone number and e-mail. The borrower's personal data will be verified via them.
  • A borrower shouldn't be a regular or reserve member of the Army to be able to apply for 3 month payday loans.

If you meet all the requirements described above, follow these steps to apply for 3 month payday loans from credit institutions online:

  1. Choose a credible lending company and skip to its official website.
  2. Find an application form there and fill it in correctly. Provide only valid information. In case a mistake is detected, your loan application will be rejected. So, be careful when filling in the application form.
  3. Inscribe the amount you want to get and choose the period for which it is required.
  4. Specify the bank card to which the money must be credited.
  5. Wait for the loan application approval. Usually, it takes only several minutes to approve the loan request.
  6. Sign the agreement. Do not neglect to study it carefully before you sign it.
  7. Get your money, and do not forget to cover your credit on time.

The whole procedure is simple and fast. You will get the money the next day after your loan request is approved.

Reasons to Get an Empire Finance 3 Month Loans

Loan Lucky is a reputable credit organization that proffers safe and legal services. It offers a lot of different types of loans, 3 month payday loans included.

Why is it advantageous to take 3 month payday loans direct lenders from Empire Finance Company? There is a lot of reasons for that:

  • A simple and fast loan approval procedure. The money may be needed quite urgently, for example, to repay bills or for medical treatment. In this case, banks will not help, because a loan can be issued in them for up to several days. And when you use the services of the Empire Finance, it will take several minutes to apply for a loan. At the same time, the procedure for receiving money is as clear and simple as possible.
  • The speed of loan processing. The system requires up to 15 minutes for processing your loan request.
  • The whole procedure can be performed online. You do not need to go anywhere to apply for 3 month payday loans. Just use your computer or laptop to register on the Empire Finance site and fill in the application form to get a lending.
  • 3 month payday loans are issued to the applicant with a minimum package of documents or rather electronic copies of them.
  • Loans are issued even to borrowers with a bad credit history. Your previous credit experience is not important. What is important is your ability to repay your debt on time.
  • The company has professional staff. If you need to get qualified consultations, the company's employees are always ready to provide you with professional assistance and answer your questions.
  • The company proffers a lot of different loan types to its clients. Except for the 3 month payday loans, you can apply for title loans, installment loans, personal loans, etc.

If you are looking for a reliable lending company with a good reputation and safe services, Empire Finance will be a great choice for you. The company provides different financial services, have a minimum set of requirements, and issues loans on favorable terms. No matter what you need money for, you will get it from the Empire Finance Company. Just skip to the official website of the company, choose the loan type you'd like to get, and apply for it online providing the necessary information.

How Fast Can I Get a 3 Month Payday Loan?

It all depends on the way you choose to get 3 month payday loans. If you want to take a lending from the bank department, be ready to provide a lot of documents, and the whole process may take time. Besides, your credit history must be perfect for taking the loans from the banks. If you need money fast, the best way will be to apply to the online lending agencies. They have a minimum set of requirements and issue 3 month payday loans direct lenders bad credit. You only need to wait for your loan request procession (up to 15 minutes), and get the money the next day after your loan application is approved.

How to Pay Off 3 Month Loans?

Before signing the contract, you will receive payday loans 3 month repayment schedule and the final refund amount. In order not to pay fine, it is necessary to pay the required amount in time. Usually, the borrower can choose one of the following repayment methods:

  • online payment;
  • payment via the terminal;
  • payment in cash at the company's office.

Remember that timely contributions affect your credit history. The better it is, the more likely it is to take large sums for expensive purchases in the future.

What happens if you can't repay the debt on time?

The consequences of non-payment of 3 month payday loans may be as follows:

  • penalties;
  • negative information to the Credit History Bureau;
  • notarial order or filing a complaint to the court.

Remember that 3 month payday loans are not gifts and must be repaid on time. If you are not sure that you will be able to repay your loan on time, think about other ways of getting money. Apply to your relatives and friends and try to borrow money from them.

3 Month Payday Loans Alternative

Reputable online credit companies such as Empire Finance proffer a lot of different loan types. They can serve as 3 month payday loans alternative. So, what lendings can you take from credit companies online? If you need cash urgently, the following loan types will be probably suitable for you:

24 hour loans are a great way to get cash fast when you need money urgently. Just fill in the application form on the site of the chosen credit company to get money fast and without any problems. Your bad credit history is not an obstacle because you can qualify for a loan obtaining even if your credit record is bad. The most important is your current creditworthiness and capability to repay the loan in time.

The 1 hour loans are quick lendings issued for a short period (up to two weeks). To get this loan, you need to fill in the application form on the site of the credit company and wait for the loan request approval. The whole procedure is fast, and the money will be credited to your account the next day after your loan request approval.

Remember all loans must be repaid in time. No matter what loan you use, 3 month payday loans or other types, follow the repayment schedule and use the money wisely to avoid any problems.

Other lender reviews:

Best Egg
Minimum down payment: 5.99%
Minimum credit amount: 1000 $
Extralend
Minimum down payment: 4.99%
Minimum credit amount: 1000 $
Funds Joy
Minimum down payment: 4.99%
Minimum credit amount: 500 $
Greenlight Cash
Minimum down payment: 4.37%
Minimum credit amount: 3000 $
Indylend
Minimum down payment: 4.99%
Minimum credit amount: 3000 $
LightStream
Minimum down payment: 4.49%
Minimum credit amount: 1500 $
LoanSolo
Minimum down payment: 1.39%
Minimum credit amount: 3000 $
LoansAngel
Minimum down payment: 4.99%
Minimum credit amount: 2000 $

What our customers are saying

Catherine Jones
Catherine Jones
9 / 10
EmpireFinance has low-interest rates and great loan offers. And no week-long waiting. You'll get the loan after providing your details and identity verification.
Jeff Gray
Jeff Gray
10 / 10
Do you find it hard to cover your expenses before payday? Here's the solution: Empire Finance. You don't even need to do any paperwork to receive money!
Stephanie Smith
Stephanie Smith
9 / 10
Finding a trustworthy lender is hard. You don't want your bank details to get into the wrong hands. So I was amazed to receive the loan from Empire Finance so quickly.
Anthony Griffin
Anthony Griffin
10 / 10
Quick and helpful support staff. Plus, the online service makes receiving the loan super easy. It won't fix your financial issues but helps for a month-end solution.
Andrea Hooper
Andrea Hooper
9 / 10
Lending was easy, and the money helped a lot. It paid for an essential bill. I will surely take advantage of Empire Finance the next time. I hope they'll start giving promo codes.